Disclaimer

General Information

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. All content is provided in good faith, however we make no representation or warranty of any kind regarding the accuracy, adequacy, validity, reliability, or completeness of any information on this site.

Individual financial situations vary greatly, and what works for one person may not be suitable for another. Always conduct your own research and consider your personal circumstances before making any financial decisions.

Limitation of Liability

To the fullest extent permitted by applicable law, torivalenqus shall not be liable for any damages arising from your use of this website or services, including but not limited to:

• Direct, indirect, incidental, or consequential damages
• Loss of profits, revenue, or business opportunities
• Data loss or corruption
• Personal injury or property damage

Our total liability in any matter arising out of or related to these terms is limited to the amount you paid us during the twelve months preceding the event giving rise to liability.

Information Accuracy

We strive to ensure that all information on our website is accurate and up-to-date. However, financial markets and regulations change frequently, and information may become outdated without notice.

If you discover any inaccuracies or have concerns about the information provided, please contact us immediately so we can address the issue.

Financial Services Disclaimer

torivalenqus provides financial planning consultations and guidance. We are not licensed to provide investment advice or sell financial products. Our services focus on budgeting, financial goal setting, and general money management strategies.

Individual results may vary significantly based on personal circumstances, market conditions, and implementation of recommendations.

All financial planning recommendations are general in nature and may not be suitable for your specific situation. Consider seeking advice from a qualified financial advisor before making significant financial decisions.

Professional Advice Recommendation

While we provide valuable financial planning guidance, we strongly recommend consulting with appropriate professionals for:

• Legal matters requiring solicitor expertise
• Tax planning requiring chartered accountant review
• Complex investment decisions requiring FCA-authorized advisor input

External Links Policy

Our website may contain links to third-party websites for your convenience and information. We do not control these external sites and are not responsible for their content, privacy policies, or practices.

Visiting external links is at your own risk, and we recommend reviewing their terms and privacy policies before providing any personal information.

Governing Law and Jurisdiction

This disclaimer and your use of the website are governed by the following legal framework:

By using our services, you consent to the jurisdiction and venue of these courts for resolving any disputes.

User Indemnification

You agree to indemnify and hold torivalenqus harmless from any claims, damages, losses, or expenses arising from your use of our services, violation of these terms, or infringement of any third-party rights.

Disclaimer Modifications

We reserve the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to our website.

We recommend reviewing this disclaimer periodically to stay informed of any updates that may affect your use of our services.

Severability Clause

If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect. Invalid provisions will be modified to the minimum extent necessary to make them enforceable.

Contact Information

If you have questions about this disclaimer or our services, please contact us using the information below:

Acceptance of Terms

By using this website and our services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer and all applicable terms and conditions.